In the last week:
I started using Syncthing. I was using cloud storage as a way of copying files from one device to another. Syncthing is so much better.
I signed up with Mullvad VPN yesterday.
Deleted my Surfshark account today which I signed up with over two years ago when I didn’t care about privacy.
Finally convinced my sister to start using Signal.
If you can’t access your Apple account (maybe you get locked out, system maintenance) you will not have access to your passwords and 2FA. To be fair, the same thing could happen with Proton or any other ecosystem.
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Thanks for the clarification.