Start a charity foundation, but pay poor people in your community to lead it, instead of local millionaires.

I would get a really nice house with a big fancy kitchen and then continue being a hermit, except I’d do a lot more drugs

If I came into an unspendable amount of cash, I would make it my full time job to research things to donate to. Charities, or any charitable organizations, medical research, housing the homeless, feeding/infrastructure/sanitation for poor countries, open source projects, etc. But I don’t want to donate to just anyone. I don’t want to donate to those shitty fake charities that use their donations to line the pockets of their top people. That’s why I would spend a considerabe amount of time researching these groups.

The way I see it, after I buy all the things I want, a house, a fancy car, etc. I couldn’t possibly spend more than $1M a year on my family. That gives me $19M a year to donate. I don’t really care to keep a cent more.

• UBI for people who are currently unhoused. This is proven to increase the economic prosperity of the entire region, leads to better outcomes than shelters, and is cheaper than current homelessness support systems.
• Buy medical debt. You can clear someone’s $150,000 debt for like $200.

$20 million is a lot, but not an infinite amount. As the cash flow is close to guaranteed, one could get into long term projects and hire staff.

Paying total compensation of $100K, one could hope ~200 people. No money left for offices though.

I would consider increasing the local standard of living by buying a few minimum wage type businesses and over paying a little, ~5%. I would hope that this causes an employee shortage and increases wages. Continue raising wages at a rate the other businesses can keep up with. My reasoning is that I can only hire so many people, but increasing the prevalent wages will benefit far more people.

I also think I could open a at-cost medical clinic. I don’t know what that would cost, but I bet someone will tell me really quickly once I have the money.

I don’t think I would have the money to:

• Set up a new bus system.
• Setup district heating for a town

I feel like I am playing “small ball” and not grasping the opportunities.

I’d donate a quarter for 4 years to my city to create a biking network, with some smaller portion donated after the 4 years for maintenance.

I’d almost certainly help the local schools get up to date teaching materials and try to supplement their income by literally just gifting them money. There’s only around 1000 teachers in my city, so it wouldn’t be too hard to do that.

Obviously myself a senator and representative.

Then idk. Get a personal chef and personal trainer?

Donate to some privacy related projects like grapheneos and signal

Id like to buy some properties and rent them out super cheap to those in need. Cheap not free so that its a bit more sustainable in the long term and the money would go back into the properties. Id also like to do a thing where once a year the tenants get to skip a month of rent or so

How I always imagined it was I would live a nice middle class life with no worries for bills and shit. Then with the rest of the 19.7 million or so I would run a non-profit charity for people in locations that are unable to receive potentially life saving medications or treatments. Think abortions in the US as a major one, I’d want to help women get to a state they can safely get an abortion and then help them protect that info. Abortion bans are a classist issue, rich won’t be affected and they’re the ones who generally vote for this shit. But yeah that’s my dream, eventually I’d hope to get enough funding or money to expand that to a world wide endeavor with my own hospitals setup in regions where I can offer help the best and guarantee info protection.

Oh and I’d take a lesson from the fediverse and make my funding and how it’s used be free for viewing and pretty much presented first so people can trust my charity.

After taking care of myself, friends and family, and what not I would start acquiring land that I would donate to my community for affordable housing and other community projects with the condition that I get to name everything built on it. All streets, schools, libraries, etc will be named by me.

Quit work and take lighter loads in school.

Buy a nice house in Maine right on the water.

Buy a supercar, and all the motorcycles I could ever want.

Go on crazy adventures like an Appalachian trail thru-hike.

All this would be less than 10% of my yearly income. The other 90% would go to charity, helping the homeless and bolstering free and open source software.

I’d go to universities all over the world and ask teachers and students to show me their projects and ideas to help society. There are some incredibly smart people out there that could change the world if we helped them.

$19,999,950 worth of cocaine

Two $25 sex workers

Well, since I don’t need a lot in life, I‘d keep a mil to invest and mostly live off the dividends. Maybe two if everything sucks.

The rest goes to educating youth. It’s literally the key to curing cancer, colonizing mars and eradicating inequality and fascism.

Have a good day.

All mine and my family debts paid. Immediate and extended. Friends too. Then a life of leisure followed by paying the debts of the strangers I meet along the way.