• sculd@beehaw.org
    link
    fedilink
    arrow-up
    3
    ·
    1 year ago

    free credit report?

    I never thought about getting one nor the people I know… What are they used for?

    • perishthethought@lemm.ee
      link
      fedilink
      English
      arrow-up
      8
      ·
      1 year ago

      USican here. Everything. Our entire financial life is recorded in these reports, so we need to know what they say. There are three major companies who each track us in their own report. The government says they have to provide us with a free copy once per year. So, of course, there are scammers who bid for that search term, get people to click and then find a way to get paid for providing the report which is supposed to be free.