• JDubbleu@programming.dev
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    1 year ago

    Use a brokerage like Fidelity as your bank instead of these fuckers at Chase and BofA who don’t respect you despite you giving them your money.

    Doesn’t have to be Fidelity, but in the current day if you’re not getting the following from your bank you’re getting fucked:

    • $0 minimum balance, $0 in account fees
    • No overdraft fees
    • Minimum 4% APY on savings, minimum 2% APY on checking
    • ATM fee reimbursement
    • Instant transfers between your own accounts
    • Access to direct deposits even while they’re still pending
      • JDubbleu@programming.dev
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        1 year ago

        They’re pretty basic here too. That doesn’t mean there aren’t scummy ass banks that still don’t offer them, and rely on the company name to get customers. Many old banks don’t offer most of this unfortunately, and most people don’t go looking for new banks often and get screwed.