Where do you see businesses accepting debit but not credit cards? I’ve only ever seen it accepting both or neither (in the case of neither, you have to physically mail in a check or link up ACH information). And the only time I see ACH or physical payment accepted but not debit/credit is with governmental agencies in the US, because credit/debit costs them money to process while ACH/physical money does not.
If you pay off your balance before the end of the month, you get to invest other people’s money into your life for free.
I even get free flights and hotels just for paying my bills with a credit card then paying off the card like 3 days later.
As long as you don’t let charges sit for a month+ without paying them off you don’t pay anything extra.
If you have an opportunity to make money but you need to spend money to get started, you have that option as well.
example: I just got an extremly remote, but well paying job. I bought a portable solar panel+battery, a portable freezer, and starlink internet. Couldn’t afford it cash, but because I can afford the investment on credit, I can comfortably take a job that doubled my monthly earnings I otherwise wouldn’t have taken
Depends, my autopay discounts were on Privacy cards, which I now can’t use. So losing a $20/mo discount becuase no way in hell will I give an actual debit card # or checking info to a company that’s going to lose it in their next breach, nor can I control or cancel them at will.
For the rare business where it’s (unfortunately) standard practice e.g. gyms, I just setup a new (free) checking account with my existing bank.
Other than those rare, and “standarized” cases, they’d have to be critical to my ability to keep breathing for me to even consider using a check, or another payment method linked directly to bank, including a debit transaction that requires my PIN, or ever using my debit card online.
I meant it as a counterpoint, not something I’d actually do. Especially considering I don’t shop in such places in the first place. But yes, you’re obviously correct.
I will absolutely employ a 0 tolerance policy on forced ads.
If I have paid for a service to be ad free and you throw me an ad, I won’t pay for your service.
Hell, I’ll back-charge through my creditor and say I paid for a service that was not delivered.
Careful of backcharging large companies. They’ll remove your account from all their services. Looking at you Google.
That product tying is reason #3821 we need to start enforcing anti-trust law again.
They don’t delete anything, though. They just deny YOU access to it.
Not your computer, not your data. The cloud is just a buzzword for someone else’s computer. Always run local backups.
And that’s the exact reason that less and less people are taking credit cards and only taking debit and ACH.
Where do you see businesses accepting debit but not credit cards? I’ve only ever seen it accepting both or neither (in the case of neither, you have to physically mail in a check or link up ACH information). And the only time I see ACH or physical payment accepted but not debit/credit is with governmental agencies in the US, because credit/debit costs them money to process while ACH/physical money does not.
I haven’t experienced not taking credit cards, but T-Mobile just got rid of my ten dollar auto pay unless I switch from credit card to debit card.
Same for Verizon
As well as AT&T. Its becoming more and more common.
My barber won’t take credit, only debit or cash.
Credit card fee’s most likely.
Probably and I’m perfectly fine with cash or debit only. Screw credit. Just hurts people in the long run
Depends on the person.
If you’re using credit because you don’t have money, then you’re doing it wrong. Credit only hurts people that don’t understand this.
I put everything on my credit card. I also pay it off every month. So it’s only helped me.
If you’re bad with money, sure.
If you have half a brain you absolutely gain using credit
I hate your opinion but i love your name. You ever drink Bailey’s from a shoe?
How am I wrong?
If you pay off your balance before the end of the month, you get to invest other people’s money into your life for free.
I even get free flights and hotels just for paying my bills with a credit card then paying off the card like 3 days later.
As long as you don’t let charges sit for a month+ without paying them off you don’t pay anything extra.
If you have an opportunity to make money but you need to spend money to get started, you have that option as well.
example: I just got an extremly remote, but well paying job. I bought a portable solar panel+battery, a portable freezer, and starlink internet. Couldn’t afford it cash, but because I can afford the investment on credit, I can comfortably take a job that doubled my monthly earnings I otherwise wouldn’t have taken
Depends, my autopay discounts were on Privacy cards, which I now can’t use. So losing a $20/mo discount becuase no way in hell will I give an actual debit card # or checking info to a company that’s going to lose it in their next breach, nor can I control or cancel them at will.
Its mostly that, but its also the chargeback happy people. Not saying there’s not a time and a place for that, but its rampant when it shouldn’t be.
I’ve never seen a merchant that doesn’t take a credit card. wtf are you talking about
not really. it’s that credit cards usually cost a lot more per transaction in fees to the merchant.
People, or businesses?
For the rare business where it’s (unfortunately) standard practice e.g. gyms, I just setup a new (free) checking account with my existing bank.
Other than those rare, and “standarized” cases, they’d have to be critical to my ability to keep breathing for me to even consider using a check, or another payment method linked directly to bank, including a debit transaction that requires my PIN, or ever using my debit card online.
I’d look through the fine print if it says that they won’t serve ads. Cause I doubt that.
‘we reserve the right to change… (this, that, and everything else)’
The fine print didn’t say I won’t do a chargeback either. Two can play this game.
I’d try to get a refund first unless you never plan to shop on Amazon again.
I meant it as a counterpoint, not something I’d actually do. Especially considering I don’t shop in such places in the first place. But yes, you’re obviously correct.