• oldGregg@lemm.ee
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      1 year ago

      The smart way I implied using credit is literally only taking the bills you currently pay, pay credit instead and then paying them off with debit a few days later.

      If a bill or layoff would financially ruin you on credit like this, it would ruin you even faster without credit.

      If you get a decent credit card and that’s literally all you do, your credit score will go up and you can get free airline miles to use on hotels+airplanes. Or get a different card and get some% cash back instead.

      You literally get more for the same money.

      Not doing that is bad with money.