"In fact, Gen Z might just be the most risk-averse generation on record. Fewer Gen Zers got a driver’s license, drank alcohol, or had sex as teenagers than their parents did. The same young adults now report skyrocketing rates of anxiety and other mental illnesses, with some estimates finding that as many as 1 in 5 18-to-24-year-olds have been diagnosed with depression. Timidity—not to mention self-conscious neuroticism—is increasingly the norm.
“An ongoing study from Montclair State University argues that some of this risk aversion is due to the current political climate—or perhaps young people’s perception of it. “Gen Z’s mental health has deteriorated due to a worldview that the society and environment around them are crumbling,” writes justice studies professor Gabriel Rubin. “Rights are being taken away, the Earth is burning, maniacs could kill you with a gun, and viruses could shut down society again.””
See also, for counterpoint: https://www.forbes.com/sites/markcperna/2024/06/18/gen-z-thriving-entrepreneurship/
You have to define safe here. Investing in starting a business, even one involving sitting behind a screen and writing code, involves a appreciable amount of risk of losing your money. In no way is that person in a position of safety.
I would actually like to see if gen Z are more risk averse when it comes to participating in adventure sports - mountain climbing/rock climbing, skydiving, rafting in fast flowing water, etc