• Chozo@kbin.social
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    1 year ago

    Only for government-issued loans, I believe. Private loans won’t go into auto-garnishing unless you agree to it.

    • _Mantissa@lemmy.world
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      1 year ago

      No auto-garnishing but it will hit your credit score and eventually go to collections for garnishing.

      • Chozo@kbin.social
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        1 year ago

        Collections can’t garnish without your permission. Only the government can force garnishments.

        Granted, the lender could sue you for the debt and garnishment could be part of the ruling. But you’ll probably know if you’ve gotten to that point.

        For what it’s worth, I never paid off my private loans, and they went to collections, but never garnished me. My federal loans did auto-garnish, though.