2016 - 40% of mortgage borrowers are not paying their debt down. Those that are paying principal are doing so at a rate it would take 100 years https://www.swedennews.net/news/225058369/sweden-facing-possible-property-bubble-warns-imf
2014 - Sweden to limit max mortgage to 105 years after average repayment is 140 https://www.telegraph.co.uk/money/property/mortgages/sweden-cuts-maximum-mortgage-term-to-105-years-the-average-is-14/
2024 - Countrys household debt to income reaches 180% (down from 199% in 2022) https://www.nordea.com/en/news/household-debt-burden-on-the-decline-in-sweden
The real issue is that we have a rapidly aging workforce and there’s not enough young people to replace them. With the average age of parents raising, the gap is getting larger. In the 50s it was 16 workers for every 1 retired. The 70s, 5:1. That number is now almost 2:1. This is bad. Very bad.
Higher bar for jobs. Lower wage for entry level. Later retiring age. Higher need for migrant and seasonal workers.