Sure, Patreon is great, but Patreon alone is not enough for most creators to make a living, considering how hard it is to get people to commit to monthly subscriptions.

This is a bit unnecessarily tough on independent content creators… what exactly do you expect them to do? Make no money from their content? How would they be able to make a living?

Skimmers are not a thing for Google Wallet / Apple Pay, no. Both these services use tokenization for transactions, meaning that even with your phone unlocked, no-one could grab anything via NFC that would allow triggering a transaction later, let alone clone your card. Even in this specific scenario described in the article (which requires your phone to be in the hands of the exploiter), the CVV of the card wasn’t exposed, so no-one can actually trigger a payment with this info except if they also have your physical card to read the CVV.

Google Wallet / Apple Pay are a million times safer than using your physical card, because the most common skimming attacks either just grab the magnet strip info if available or literally just read the info off the card optically including CVV, which allows for online transactions. None of these things are a concern with Google Wallet / Apple Pay.

But hey you know best right?

I worked as a TPM in financial services for almost 5 years, so yeah I think I’d know.

It was specifically stolen from Google Pay and contactless payments.

It wasn’t.

Did you read the article? Unless someone had physical access to your (unlocked) phone and was able to pin an app, then tap it against specialized hardware (unlikely you could get a normal card terminal to run this exploit), it’s extremely unlikely that this is how your details got stolen.

… you’re getting into philosophical territory here. The plain fact is that LLMs generate cohesive text that is original and doesn’t occur in their training sets, and it’s very hard if not impossible to get them to quote back copyrighted source material to you verbatim. Whether you want to call that “creativity” or not is up to you, but it certainly seems to disqualify the notion that LLMs commit copyright infringement.

Really? Got a source for that?

For me it’s the fact that I get an upfront price, and know the ride is tracked and there’s a company that can resolve disputes. I’ve had a bunch of super uncomfortable taxi rides where the driver was clearly taking longer routes to drive up the fare.

How are day one patches a “scam” exactly? Maybe they’re inconvenient, but calling it a “scam” is a bit of a stretch. There’s really nothing malicious about the idea at all. Also VAC bans, really?

• privatized, poorly regulated health insurance.

White noise means your mp3 is basically the size of the uncompressed data

You’re forgetting that mp3 is a very lossy compression algorithm that’ll happily discard much of the frequency spectrum, which in the case of white noise actually would be a pretty significant amount of data.

Why are you so worried about whether a giant corporation makes more money?

Tbf there are a shitton of severely underpaid independent artists on Spotify that make a laughable amount of streaming revenue. They’d at least somewhat benefit from a higher $ / stream rate

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