I don’t want pity. Just someone to hear me.
Debt collectors are threatening my family.
I’m trying everything — writing, working, asking.
Nothing works.
I’m holding on by a thread.
I write horror stories, but real life is worse.
Ko-fi is in my bio, but even a kind word helps.
Debt collectors are not the mob (sort of), they’re not after you because you hurt their feelings.
Ask them straight up what the minimum amount you can pay to keep them off your back is, and move rivers and mountains to make those small payments. Pay more whenever you get the opportunity to. They just want you to pay SOMETHING.
Instead of your debts wearing you down, wear down your debts. Little by little. A drop of water can cut a boulder in half just by being persotent.
Especially the ones who bought the debt. They want income, they don’t want to spend time. If you pay them some tiny amount that’s higher than the pennies they paid, they’re happy.
I get what you’re saying, and maybe in some places that works. But here in Ukraine, some debt collectors act like the mob — threats, harassment, even to people I don’t know. Still, thank you for the advice. I’ll try to chip away at it, piece by piece.
Are they actually the mob, or are they just putting up a front?
In Japan the NHK, the country’s public broadcast service, resorts to mob tactics to get people to pay their “required donations.”
Every time they talk to me I just act like a wall. They can’t actually do anything to me, no matter what they say.
I don’t know if they’re technically mob, but the way they pressure and threaten definitely feels criminal.
It’s not just scary — it’s paralyzing. Especially when you’re alone in another country and trying to stay strong for your kid.
Thanks for sharing your take — weirdly comforting to know I’m not the only one getting this kind of intimidation.
NGL, this is a bit suspicious to me. ‘You tried everything’ but apparently you didn’t try just standing up to them?
“When you’re alone in another country” implies OP is an expat, but then they don’t go to their consulate? Riiiiiight. OP is a scammer.