Seriously hate this bullshit credit score scam.
Because you love in the US.
chuckles
“I wouldn’t say I’ve been loving it, Bob.”
Peter Gibbons walks out of the room
Look into Care Credit if you’re in the US.
Also, that Best Buy credit card can be used for dental work.
Carrying balance on it is border line financial suicide.
Right but OP makes it sound like he thinks a Best Buy credit card is only good at Best Buy.
Other cards like Care Credit may offer no interest for a period of time (Best Buy’s Citi card only offers that for Best Buy purchases). Best Buy also used to have two cards, one was a store card that could only be used at Best Buy, and the other one the Citi card. Not sure if the store card is still offered.
Some store cards come in 2 varieties and are not visa/Mastercard, etc, and will only work at the named store.
Usually, a card branded only for the store requires lower credit scores vs. an actual Visa/MC etc.
Because we are all enslaved to some degree.
People hate this language due to history of chattel slavery but it is the same regime people… Why would you think their MO would change once chattel slavery was out lawed lol
Your bank can probably provide you with a line of credit with a much better interest rate than a cc.
Credit union, avoid banks.
Because it’s easier to repossess a TV than dental work
You’re accessing a system meant to exrract value rather than provide care.
easy solution:
medical tourism means you choose which country has the medical procedure you’re looking for at the price point you’re looking for.
I get all of my dental work done in Thailand: same technologies, same expertise, better customer service, much lower prices, often 50% lower even at the most prominent international clinics, cheaper if you go to the local clinics instead(many still speak English)
the Thai government heavily invested in medical infrastructure 20 years ago and it paid off for both their local economy in terms of medical tourism and for people like me and you who don’t want to pay obscene amounts of money for medical care.
You can always get credit, the only question is how much will it cost.
If you’re asking why does Best Buy offers credit cards and your dentist doesn’t, it’s because Best Buy might not get your sale. They want you to see the product and buy the product and if you don’t have the money they want you to borrow the money without leaving the store. It’s all about reducing friction between your wallet and their register.
Your dentist doesn’t need to reduce those obstacles to purchasing. You need dental work, and they bill you. If you can’t pay, that’s a you problem.
Credit card for dental work sounds quite american
Always remember that Credit Score was invented by banks in the 70s so they could continue to deny blacks and women loans based on race/sex without directly refrencing their race/sex because it became illegal to do so.
Credit Scores shouldn’t exist.
Can you pay in cash?
Teeth are luxury items in Amerikkka, and only the 1% are allowed to have them.
